ACT Microcredit Loan Program

This program aims to provide a limited number of low interest and fee-free loans from Westpac for eligible low-income earners who wish to start or expand an existing business.

Eligible applicants are key groups including Aboriginal and Torres Strait Islander people, migrants, young people, women and lesbian, gay, bi-sexual, transgender and intersex individuals.

Eligible applicants must:
- Have a Health Care Card (for a period of at least six months), Pension Card or equivalent.
- Have a combined family income no higher than (including de facto relationship):
a) $65,000 for interest loans
b) $75,000 for low interest loans
- Be an ACT resident for minimum of six months (proof of residency required).
- Have a business that:
a) Will be based in the ACT (for no interest loans).
b) Is existing or semi established and based in the ACT (for low interest loans).

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